FCA-Regulated Transaction Monitoring
Every transaction. Every flag. Every SAR — filed before your deadline.
RegSynq monitors payment flows in real time against FCA and EU AML rule sets — auto-filing SARs on the patterns that matter and eliminating the false positives that bury compliance teams.
2,000 alerts a day. 95% noise. 5% matter.
The compliance team's daily burden
Manual review queues grow faster than headcount
Analysts spend 70% of their day triaging false positives, leaving genuine risk underinvestigated.
Late SAR filings expose firms to regulatory action
The FCA expects timely NCA reporting. Queue backlogs push filing windows past regulatory deadlines.
FCA supervisory scrutiny is intensifying
Firms under enhanced supervision need complete, defensible audit trails — not spreadsheet logs.
The Platform
Five capabilities. One compliance workflow.
Built for FCA-regulated payment firms and challenger banks. Every capability maps directly to an AML/CTF obligation.
Transaction Monitoring
Real-time evaluation of every transaction against FCA typology rule sets in under 50ms.
SAR Auto-Filing
Automatic SAR generation and NCA submission within the regulated filing window.
Sanctions Screening
OFSI, UN Security Council, EU Consolidated, and OFAC list coverage with fuzzy match logic.
Customer Risk Scoring
Dynamic CDD/EDD scoring updated on every transaction event — PEP, geography, entity type.
False Positive Reduction
Suppression engine learns your transaction profile — from 2,000 alerts to 80 that need human review.
How It Works
From ingestion to SAR filing in one automated loop
Ingest
Real-time transaction feeds connect via REST API or webhook. Sub-50ms ingestion with no batching delays.
Evaluate
Every transaction matched against FCA and EU AML typology rule sets. Risk score assigned. False positives suppressed.
Act
SARs auto-filed, priority alerts surfaced to analysts, complete audit trail recorded for FCA inspection.
Solutions
Built for the compliance operations you run
Designed for the specific regulatory pressures facing FCA-supervised payment firms.
Payment Processors
High-volume monitoring built for multi-scheme payment environments under FCA and PSR obligations.
- Volume-scalable real-time monitoring
- Scheme-agnostic typology rules
- Automated SAR filing and reporting
Challenger Banks
Right-size compliance operations for lean teams growing fast under FCA e-money supervision.
- Scale with customer acquisition pace
- Automated queue management
- FCA-ready audit trail from day one
False Positive Reduction
From 2,000 alerts to 80 that need human review
RegSynq's suppression engine learns your firm's transaction profile, separating noise from genuine financial crime signals.
| Alert ID | Counterparty | Amount | Risk Score | Status |
|---|---|---|---|---|
| ALT-00482 | ACMT-7741-GBP | £ 47,200 | 94 | ESCALATED |
| ALT-00481 | PMNT-3302-EUR | € 12,850 | 78 | FILED |
| ALT-00480 | WIRE-9910-USD | $ 8,400 | 23 | SUPPRESSED |
| ALT-00479 | ACMT-6620-GBP | £ 3,100 | 11 | SUPPRESSED |
| ALT-00478 | PMNT-8847-GBP | £ 22,600 | 71 | FILED |
| ALT-00477 | WIRE-1134-EUR | € 5,750 | 8 | CLEARED |
| ALT-00476 | ACMT-2291-GBP | £ 88,000 | 91 | ESCALATED |
| ALT-00475 | PMNT-5519-GBP | £ 1,850 | 17 | SUPPRESSED |
Compliance Resources
Regulatory reference for MLROs and compliance directors
FCA AML Resources & MLR 2017
Key FCA obligations under Money Laundering Regulations 2017, JMLSG guidance, and PSRs 2017.
Read guide EU/UKEU AML Directives — 1AMLD to 6AMLD
History and requirements of the EU Anti-Money Laundering Directives, including 6AMLD predicate offences.
Read guide MLR 2017Money Laundering Regulations 2017 — Updated Guide
What changed with MLR 2017 and what your firm's compliance programme must address today.
Read guideWhat compliance teams say
Heard from MLROs and Heads of Compliance
RegSynq cut our SAR preparation time from three days to under four hours. The auto-filing workflow alone is worth the deployment — our MLRO can focus on quality review, not queue management.
We were drowning in a 95% false positive rate — standard for our transaction volumes, but unsustainable. RegSynq's suppression engine adapted to our profile within two weeks. The noise dropped immediately.
Ready to stop reviewing noise and start filing on time?
Join FCA-supervised firms using RegSynq to eliminate false positive queues and automate SAR filing.