Payment Processors
AML compliance for payment processors
High-volume transaction monitoring built for multi-scheme payment environments. FCA PSR-compliant monitoring that scales with your transaction volume — not your headcount.
The Challenge
Three pressures every payments MLRO recognises
Transaction Volume Scaling
Alert queues grow with transaction volume. Legacy rules calibrated for smaller book sizes produce proportionally more false positives as volumes increase.
Multi-Scheme Complexity
Visa, Mastercard, Faster Payments, BACS, CHAPS — each scheme has different fraud and AML typologies. Generic rule sets miss scheme-specific patterns.
FCA Regulatory Reporting
PSRs 2017 and MLR 2017 impose specific SAR filing and record-keeping obligations. Manual processes create filing timeline risk and audit trail gaps.
How RegSynq Fits
Built to address payment processor compliance at scale
Volume-Scalable Monitoring
Sub-50ms evaluation per transaction — no degradation at 1M+ transactions/day. Horizontal scale without compliance team headcount increase.
Scheme-Agnostic Rule Sets
Typologies built for payment schemes — Faster Payments velocity patterns, CHAPS high-value wire monitoring, card scheme fraud indicators all covered.
Automated SAR Filing
From flag to NCA submission within 2 hours. No manual drafting, no timeline risk. Complete filing evidence pack generated automatically.
FCA Audit Trail
Immutable decision log for every alert — suppress, escalate, file. FCA supervisory teams can access a complete compliance evidence pack at any inspection.
The volume we process was breaking our legacy monitoring setup — we were generating 2,800 alerts a day with a three-person compliance team. RegSynq cut that to around 90 actionable alerts. Our MLRO can actually spend time on investigation now.
High-volume payment monitoring, calibrated for your scheme and risk profile.
Request trial access and our compliance team will configure RegSynq for your transaction profile.