Customer Risk Scoring
Dynamic customer risk scoring — CDD and EDD
Risk scores updated on every transaction event. PEP status, geography, entity type, and transaction behaviour — all factored into a single actionable score.
Risk Model
Multi-factor risk scoring aligned to MLR 2017
| Risk Factor | Source | CDD/EDD Trigger |
|---|---|---|
| PEP Status | Commercial PEP database + transaction signals | EDD threshold — review required |
| Customer Geography | FATF high-risk jurisdictions, OFSI watchlist | CDD review on high-risk origin |
| Entity Type | Business structure (shell, trust, charity, individual) | EDD for high-risk structures |
| Transaction Behaviour | Velocity, structuring patterns, round amounts | Score escalation on deviation |
| Counterparty Network | Shared counterparties with flagged entities | CDD review on indirect exposure |
Dynamic Scoring
Score recalculated on every transaction event
Static onboarding scores go stale. RegSynq recalculates customer risk on every transaction — behaviour changes, score changes, EDD triggers fire automatically.
Event-Driven Update
Every transaction triggers a risk model recalculation. Score and tier updated in real time — no overnight batch jobs.
EDD Auto-Trigger
Configurable EDD trigger thresholds fire automatically when risk scores cross defined bands — compliance team notified immediately.
Risk History Log
Full risk score timeline per customer — every change logged with the triggering event. FCA-audit-ready history.
Enhanced Due Diligence
EDD trigger rules — configurable to your risk appetite
Define the score thresholds and behavioural triggers that automatically elevate a customer to EDD status. RegSynq enforces the rules; your team focuses on the review.
Dynamic CDD and EDD triggers built into your monitoring workflow.
Request trial access and our compliance team will configure RegSynq for your transaction profile.