Solutions

Compliance operations for FCA-regulated payment firms

RegSynq is designed for two distinct buyer journeys — payment processors managing high-volume multi-scheme environments and challenger banks scaling fast under FCA e-money supervision.

Regulatory Context

The UK regulatory landscape for payment firms

Payment processors and challenger banks in the UK operate under a layered compliance framework: the Money Laundering Regulations 2017 (MLR 2017) impose AML/CTF programme requirements; the Payment Services Regulations 2017 (PSRs 2017) add fraud monitoring and information-sharing obligations; JMLSG guidance provides the sector-specific interpretation the FCA expects firms to follow.

Group firms with EU entities also need to track 6AMLD implementation across their EU subsidiaries — particularly the expanded list of predicate offences introduced in 2020.

RegSynq's rule sets are built against all three UK frameworks and maintained quarterly against regulatory updates. For FCA supervisory visits, RegSynq's audit trail and evidence pack exports provide the documentation firms need.

FCA Compliance Mapping Compliance Resources Hub

Built specifically for FCA-regulated payment firms. Not adapted from something broader.

Request trial access and our compliance team will configure RegSynq for your transaction profile.